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Welcome Lake Lanier Is Full and so Beautiful. Looking for A house on Lake Lanier? Please use this site to search or contact me at 770-317-8178

 Lake Lanier Real Estate, Cumming GA and Dawsonville GA Real Estate. Find real estate in Cumming GA, Dawsonville, Buford GA, Gainesville GA, Alpharetta! Lake Lanier has much to offer and I can guide you through the home buying or selling process!  25 years experience in this beautiful area of North Metro Atlanta.  You will find information for homebuyers and sellers, and more About Us, your professional Cumming Realtor. Please use my free home search to find your home! Lake Lanier is very a great place to live!!! Having Lake Lanier at full pool or above is a dream come true!

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Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use my Dream Home Finder form and I'll conduct a personalized search for you.

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If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. I would love to help you with a FREE Market Analysis. I will use comparable sold listings to help you determine the accurate market value of your home. Please feel free to call me at 770-317-8178                                                 
                                                                            

                                                                            

Testimonials

Becky has assisted me and my family in our real estate needs for 16 years now and we would not think of using anyone else. Her commitment to her job is unbeatable!! Ron Williams CEO Shore Trading Ron Williams
Becky Rainwater has been my agent for over 19 years and together we have bought and sold over 16 properties. I would say she is simply the best! Glenda Garrett President Coldwater Properties Glenda Garrett
This is my second time with Becky as my agent. She is simply the best agent I've ever worked with as a seller and buyer. Highly recommend her. Tina Maltbie
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Real Estate News!!!

Latest Realty News from NAR

Existing-Home Sales Retreat 1.8 Percent in June

WASHINGTON (July 24, 2017) — Existing-home sales slipped in June as low supply kept homes selling at a near record pace but ultimately ended up muting overall activity, according to the National Association of Realtors®. Only the Midwest saw an increase in sales last month.

Total existing-home sales1, https://www.nar.realtor/topics/existing-home-sales, which are completed transactions that include single-family homes, townhomes, condominiums and co-ops, decreased 1.8 percent to a seasonally adjusted... Read More

Realtors®, House Financial Services Committee Reach Agreement to Move Key Flood Insurance Legislation Forward

WASHINGTON (July 20, 2017) – The National Association of Realtors® today said that significant improvements to the “21st Century Flood Reform Act,” key legislation aimed at strengthening and reauthorizing the National Flood Insurance Program, have cleared the way for endorsement of the bill. Among the changes, Realtors® support the House Financial Services Committee’s commitment to retaining “grandfathering” – a policy that protects homeowners from... Read More

Foreign U.S. Home Sales Dollar Volume Surges 49 Percent to Record $153 Billion

WASHINGTON (July 18, 2017) – Fueled by a substantial increase in sales dollar volume from Canadian buyers, foreign investment in U.S. residential real estate skyrocketed to a new high, as transactions grew in each of the top five countries where buyers originated.

This is according to an annual survey of residential purchases from international buyers released today by the National Association of Realtors ®, which also revealed that nearly half of all foreign sales were in three states: Florida, California and Texas.

NAR’s 2017 Profile of International... Read More

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Guest article by Jackie @hyper-tidy.com

4 Life Planning Hacks for Novices

While you can’t plan for every event in your life, you can take stock of your present circumstances, set goals for the future, and then determine the steps that will help you get from point A to point B and beyond. Along the way, you’ll need to account for career changes, children, home ownership, and retirement. Even novices can approach life planning like a pro with a few of our hacks.

1. Understand You Can’t Predict the Future

Life planning is about making goals and determining how to achieve them. People’s goals typically encompass everything from getting a promotion to saving for their kids’ college tuition, to retiring and living out their golden years comfortably. If you make an ironclad life plan, you’re going to be disappointed because you cannot predict the future.

The best life plans are the most flexible life plans. You need to make your initial plan and then reevaluate, revise, and revisit it frequently. Life planning is not about predicting the future or sticking to a plan no matter what happens; life planning is about deciding which way you want to go, designing a strategy to get there, and working to create the opportunities you need to achieve those goals. For some, it may mean starting your own business. For others, it may mean working an extra year or two to have the retirement you truly want.

2. Use the Professionals’ Help

While lawyers, accountants, and financial planners cannot wave their magic wands or gaze into their crystal balls to tell you everything you need to do to make your life plan a reality, they can use their professional expertise to help you make some smart decisions. In most cases, they will tell you to begin saving for retirement, planning for your children’s future, and securing life insurance sooner rather than later.

3. Save for Retirement, No Matter Your Income

Even if you have low income, you should start squirreling away money for retirement. There are tax credits available in certain cases for people who contribute to a 401(k) or an IRA, so it may be worth pinching your pennies a bit to pad your retirement and reap the rewards of tax credits. If you have an employer who matches your retirement contributions, take advantage of tucking away money while you are employed there. One of the best ways to make sure you save for your retirement is to have the money automatically taken out of your paychecks each pay period. You won’t miss the money if you’re not used to having it, and your future self will thank you.

4. Plan for Your Children Now and In the Future

If you have young children, you should be approaching your life plan for them in two ways: first, you should make sure you have planned for a tragedy now, and then you should be looking ahead to their college tuition needs and inheritance. No parent wants to think about his untimely death, but if you have children, you need to have arrangements in place for their care. Meet with a lawyer and draw up a will that specifies your children’s guardian and financial accommodations. Decide if you are going to set up a trust for them. Making sure that your children will be taken care of in your absence is an important part of your life plan.

Then, look ahead at how you will plan for your children in the future. Start saving for their college tuition. Your financial planner can help you determine the best college savings accounts for your needs; it may be a 529 savings plan, a uniform gift to minors/uniform transfers to minors account (UGMA/UTMA), or a Coverdell Education Savings Account (CESA). You also will want to determine how you are going to set up your children’s inheritance. Keep in mind that you can account for their inheritance in your will, or you can begin transferring your estate and property to them prior to your death.

No matter your income or your knowledge on the subject, you should be developing a life plan. By accepting that you cannot predict the future, trusting the professionals’ advice, saving for your retirement, and planning for your children’s futures, you’ll be on your way to meeting your goals.

Image via Pixabay by Meditations

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Becky Rainwater CDPE
 25 years Experience

Keller Williams Community Partners
Phone: 770 317-8178
Email: beckyrainwater@bellsouth.net

 

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Lake Lanier Real Estate

Cumming GA Real Estate

Lake Lanier Real Estate

Cumming GA Real Estate

Lake Lanier Real Estate

Cumming GA Real Estate

Housesonlakelanier.com is a great resource for finding the perfect  home!  Thank you for visiting today. Cumming GA and Dawsonville GA are on the 400 corridor and are great places to live and play! If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs. Feel free to call me at 770-317-8178

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Lake Lanier Real Estate

Cumming GA Real Estate